:root {
  --bg: #f7f9fc;
  --surface: #ffffff;
  --text: #0f172a;
  --muted: #64748b;
  --line: #e2e8f0;
  --blue: #2563eb;
  --blue-dark: #173b8f;
  --gold: #f59e0b;
  --green: #059669;
  --shadow: 0 18px 50px rgba(15, 23, 42, .08);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: linear-gradient(180deg, #fbfdff 0%, var(--bg) 100%);
  color: var(--text);
  line-height: 1.65;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.nav {
  position: sticky; top: 0; z-index: 20;
  background: rgba(255,255,255,.9); backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(226,232,240,.8);
}
.nav-inner { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; font-weight: 800; color: var(--text); }
.brand img { width: 44px; height: 44px; object-fit: cover; border-radius: 12px; }
.nav-links { display: flex; align-items: center; gap: 22px; font-size: 14px; }
.nav-links a { color: #334155; font-weight: 600; }
.hero { padding: 88px 0 60px; }
.hero-grid { display: grid; grid-template-columns: 1.08fr .92fr; align-items: center; gap: 60px; }
.eyebrow { color: var(--blue); font-weight: 800; letter-spacing: .08em; text-transform: uppercase; font-size: 13px; }
h1 { font-size: clamp(46px, 7vw, 78px); line-height: 1.02; letter-spacing: -.045em; margin: 14px 0 24px; }
h1 span { background: linear-gradient(90deg, var(--blue), #1d4ed8 55%, var(--gold)); -webkit-background-clip: text; color: transparent; }
.hero p { font-size: 20px; color: #475569; max-width: 720px; }
.hero-card { background: var(--surface); border: 1px solid var(--line); border-radius: 34px; padding: 34px; box-shadow: var(--shadow); }
.hero-card img { width: 100%; display: block; border-radius: 24px; }
.badges { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.badge { padding: 9px 13px; border: 1px solid #dbeafe; background: #eff6ff; color: var(--blue-dark); border-radius: 999px; font-size: 13px; font-weight: 700; }
.section { padding: 68px 0; }
.section h2 { font-size: clamp(30px, 4vw, 46px); line-height: 1.15; letter-spacing: -.03em; margin: 0 0 16px; }
.section-lead { color: var(--muted); font-size: 18px; max-width: 760px; margin-bottom: 34px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: 0 10px 30px rgba(15,23,42,.04); }
.card h3 { margin: 10px 0 8px; font-size: 20px; }
.card p { margin: 0; color: var(--muted); }
.icon { width: 42px; height: 42px; border-radius: 13px; display: grid; place-items: center; background: #eff6ff; color: var(--blue); font-weight: 900; }
.steps { counter-reset: step; display: grid; gap: 16px; }
.step { display: grid; grid-template-columns: 48px 1fr; gap: 18px; align-items: start; background: var(--surface); border: 1px solid var(--line); border-radius: 20px; padding: 22px; }
.step::before { counter-increment: step; content: counter(step); width: 42px; height: 42px; border-radius: 14px; display: grid; place-items: center; color: white; font-weight: 800; background: linear-gradient(135deg, var(--blue), #1d4ed8); }
.security { background: linear-gradient(135deg, #0f2f7c, #1d4ed8); color: white; border-radius: 34px; padding: 42px; }
.security p { color: #dbeafe; }
.legal-wrap { padding: 56px 0 88px; }
.legal { background: white; border: 1px solid var(--line); border-radius: 28px; padding: clamp(26px, 5vw, 58px); box-shadow: var(--shadow); }
.legal h1 { font-size: clamp(36px, 6vw, 56px); margin-top: 0; }
.legal h2 { margin-top: 34px; font-size: 24px; }
.legal h3 { margin-top: 24px; }
.legal p, .legal li { color: #475569; }
.legal ul { padding-left: 22px; }
.notice { background: #fff7ed; border: 1px solid #fed7aa; color: #9a3412; border-radius: 16px; padding: 16px 18px; }
.footer { border-top: 1px solid var(--line); padding: 30px 0 48px; color: var(--muted); font-size: 14px; }
.footer-inner { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.footer-links { display: flex; gap: 18px; flex-wrap: wrap; }
@media (max-width: 820px) {
  .hero-grid, .grid-3 { grid-template-columns: 1fr; }
  .hero { padding-top: 58px; }
  .hero-card { max-width: 560px; }
  .nav-links a:not(.legal-link) { display: none; }
}